Private Lending · Real Estate Investors

DEAL-FOCUSED
CAPITAL THAT
CLOSES.

We fund EMDs, double closes, gap funding, and profit participation deals — structured around your exit strategy, not a bank’s checklist.

Submit a Deal → View Lending Terms
Fast. Structured. Deal-Focused Capital for Investors.
24–48H
Fast Approvals
FLEX
Flexible Loan Sizes Based on Deal
4
Funding Products
✓
Creative Financing Solutions Tailored to Your Deal
OPT
Monthly or Deferred Payment Options
Why Blue Shark Ventures
ONE LENDER.
EVERY DEAL STAGE.
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Fast, Decision-Focused Approvals24–48 hours from submission to terms. We move when you need to move.
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Creative Deal FriendlySubject-To, wholesale, fix-and-flip, double close — we understand your structure.
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EMD + Gap + Full FundingOne relationship for every stage of your deal lifecycle.
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Monthly or Deferred PaymentsStructure payments around your deal — not a fixed bank schedule.
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Deal-Driven PricingStronger deals earn better terms. Bring the numbers and we’ll work with you.
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Operators, Not a BankWe’re investors ourselves. We evaluate your deal, not your credit score.
Lending Products
OUR FUNDING STRUCTURES

Four distinct products built for real estate investors. All terms subject to deal review and structure.

01 / EMD FUNDING
EMD Funding
Simple. Aligned. Scalable.
Funding RangeFlexible based on deal
$2,500 – $50K+
Fee Structure
15% – 25%
Of
Assignment Fee
When Paid
At closing / when assignment pays
Example: $10K EMD → $20K Assignment Fee ▾
EMD Funded$10,000
Assignment Fee$20,000
Fee (20%)$4,000
Lender Earns$4,000
WholesaleAssignment PlaysNo Flat FeeOutcome-Aligned
02 / TRANSACTIONAL FUNDING
Transactional Funding
Fast capital for same-day or short-term closings.
Same Day Close
1.5%
1–4 Days
2.5%
Approval Type
Title-Driven
Credit Check
None
Example 1: $200K Purchase → $220K Resale ▾
Purchase Price$200,000
Resale Price$220,000
Hold1 Day
Funding Fee (1.5%)$3,000
Example 2: $150K Purchase, 3-Day Hold ▾
Purchase Price$150,000
Hold3 Days
Funding Fee (2.5%)$3,750
Double ClosingsWholesaleNo Credit Check
03 / GAP FUNDING · PRIVATE MONEY
Gap Funding / Private Money
Flexible capital to complete your deal.
A — Monthly
B — Flat Fee
C — Hybrid
Option A — Monthly Interest Payments
1–3 Months
Rate
17% annualized
Min. Interest
2 months
Origination
2%
4–6 Months
Rate
20% annualized
Min. Interest
3 months
Deferral Option
First 60 days, deal-dependent
Origination
2%
Option B — Flat Fee · No Monthly Payments
1–3 Months
Flat Fee
15%
Monthly Payments
None
4–6 Months
Flat Fee
18% – 22%
Payment Deferral
90 days optional, deal-dependent
Example: $50K Flat Fee, 3 Months ▾
Loan Amount$50,000
Term3 months
Flat Fee (15%)$7,500
Monthly PaymentsNone
Total at Payoff$57,500
Option C — Monthly Interest + Exit Fee
Annual Interest Rate
10%
Payment Type
Monthly
Exit Fee
10% of loan
Minimum Return
Equiv. to 2 months interest
Example: $100K Hybrid Flip, 4 Months ▾
Loan Amount$100,000
Term4 months
Monthly Interest (~10%)~$833/mo
Total Monthly Paid~$3,333
Exit Fee (10%)$10,000
Total Lender Earned~$13,300
Fix & FlipBridge LoansRehab CapitalFlexible Structure
04 / PROFIT PARTICIPATION
Profit Participation
For high-margin deals where we participate in the upside.
Monthly Payments
Lower or deferred, possible
Profit Split at Exit
15% – 30%
Structure
Per deal
Min. Return (Combined)
$15,000 floor
Example 1: $120K Loan, $60K Profit ▾
Loan$120,000
Monthly (8%, 5 months)~$4,000
Deal Profit$60,000
Profit Split (20%)$12,000
Total Lender Earned~$16,000
Example 2: $80K, No Monthly Payments ▾
Loan$80,000
Monthly PaymentsNone (5 months)
Deal Profit$60,000
Profit Split (30%)$18,000
High-Margin DealsDeferred PaymentsCustom Structure
Underwriting
DEAL
GUIDELINES

We fund strong deals — not just strong numbers. Our analysis looks at the full picture: purchase, rehab, hold costs, and exit clarity.

“We underwrite for margin, timeline, and exit strategy — not just leverage.”
65%–70% of ARV
General exposure guideline. Includes purchase, rehab, and holding costs — not just purchase price.
Minimum Margin Required
We need to see real spread. Tight deals at full ARV don’t work for either party.
Clear Exit Strategy Required
Sale, refi, or assignment — your exit must be clearly defined and realistic before we commit.
Final Terms = Deal Strength
Rate, structure, and approval depend on deal strength, timeline, and exit clarity. Strong in = strong out.
Qualification Factors
WHAT GETS YOU
BETTER TERMS

These factors reduce risk — and when risk goes down, your rate does too.

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Lower Leverage
More equity in the deal means more room on pricing.
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Stronger Margins
Higher spread between costs and ARV signals a safer deal.
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Clear Exit Strategy
Defined and documented. We fund plans, not hopes.
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Experience
Track record of executed deals reduces underwriting friction.
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Clean Title
No encumbrances. Title issues slow everything down.
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Faster Timeline
Short holds with clear payoff dates command better pricing.
Track Record
RECENT DEALS
FUNDED

Real deals. Real execution. Here’s what we’ve closed.

Los Angeles, CA
Fix & Refi
Purchase$640,000
Rehab$205,000
ARV$1,350,000
Loan$290,000
StructureFlat Fee
Exit7 months
Funded & Exited
Lancaster, CA
Gap Funding / Refi
Purchase$550,000
ARV$664,000
Loan$50,000
StructureFlat Fee
Exit3 months
Funded & Exited
Houston, TX
Double Close
Purchase$118,000
Hold4 days
Funding Fee$2,950
StructureTransactional Funding
Funded & Exited
Tools
DEAL & FUNDING
ANALYZER

Estimate profit, financing costs, leverage, and whether your deal could fit our lending box. Live calculations as you type.

01 — Deal Inputs
$
$
$
%
$
%
$
$
$
%
Minimum Profit Target (optional — updates MAO & verdict)
$
%
02 — Hard Money / Senior Debt (optional)
$
%
pts
03 — Private Money / Gap Funding (BSV) (optional)
$
%
%
%
%
Hybrid: Monthly interest payments at 10% annual + 10% exit fee at payoff. Minimum return equivalent to 2 months of interest.
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Analyzing...
Enter your deal numbers above
Net Profit
—
After all costs
ROI
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On cash deployed
LTV
—
Loan / ARV
Cash Needed
—
To close & carry
📈 Profitability
Gross Sale Price (ARV)—
− Total Project Cost—
Net Profit—
Margin (Profit / ARV)—
LTC (Loans / Total Cost)—
📋 Cost Breakdown
Purchase Price—
Rehab Budget—
Buy-Side Closing Costs—
Total Holding Costs—
Agent Commission—
Other / Contingency—
Subtotal (excl. financing)—
💰 Financing
HML Points Cost—
HML Interest Cost—
Total HML Cost—
PML Cost—
PML Monthly Payment—
Total Financing Cost—
🎯 Deal Guidelines / MAO Estimate
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Est. Target Entry Price i
What is this? The max you should pay for the property and still have enough profit margin. If your purchase price is at or below this number, the deal has strong margin. Calculated as: ARV minus rehab, selling costs, financing costs, and your minimum profit target. If no profit target is set, defaults to 15% of ARV as the profit floor.
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Purchase vs. Target i
What does this mean? How far your purchase price is from the target entry price. Green (+) means you're buying below the target — great deal. Red (-) means you paid more than the target — margins are tighter and the deal needs stronger justification.
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65% ARV Exposure Limit i
What is this? The conservative lending ceiling. Your total loans (HML + PML combined) should ideally stay at or below this number. Staying under 65% of ARV gives strong protection — meaning if the deal goes wrong, there's enough equity buffer for the lender to recover.
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70% ARV Exposure Limit i
What is this? The outer lending boundary. Total loans can stretch up to here on a strong deal with a clear exit strategy — but this is the ceiling, not the goal. Above 70% LTV is where lenders start asking harder questions about your exit and margins.
Target Entry Price = ARV − Rehab − Selling Costs − Financing − Min. Profit Target. If no profit target is set, defaults to 15% of ARV as the minimum profit floor. This is a screening guideline, not a hard lending commitment.
ⓘ This analyzer is for deal screening only. Final terms depend on underwriting, leverage, timeline, exit strategy, and overall deal strength. Rates and fees are estimates based on your inputs.
THINK THIS DEAL FITS?
Submit it for review. We respond within 24–48 hours.

Enter your deal numbers above to see live results
The Process
HOW IT WORKS

Three steps. No games. No endless back-and-forth.

1
Submit Your Deal
Send us the numbers, structure, and exit strategy. The more detail, the faster we move.
2
Receive Terms
We review and respond with preliminary terms within 24–48 hours.
3
Close Quickly
Once terms are agreed, we move fast. Capital deployed when your deal needs it.
Get Funded
SUBMIT
YOUR DEAL

Send us the numbers and structure. If it fits, we’ll move quickly.

What happens next: We review every submission and respond with preliminary terms or follow-up questions within 24–48 hours. Having your ARV, purchase price, rehab budget, and exit strategy ready speeds up the process.
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DEAL RECEIVED

We’ll review your submission and reach out within 24–48 hours.
Blue Shark Ventures moves when your deal needs it.